Debt is a HUGE problem for so many people and even moreso for people my age. You know, us in the 20-25 rage. There are so many things to put us into debt. Credit card companies really dont care if you cant afford a credit card..they make money off of you anyway. Not to mention the thousands upon thousands of companies that market their products DIRECTLY to people in this age range. They dont bother to lend any sort of education on the subject or offer debt management. All they care about is getting money and its really sort of insane. So basically, companies send young people tons of credit cards and to young people..credit cards equal..FREE MONEY..but that just isnt the case. So this just turns into tons of debt. Luckily there are companies out there who offer things like IVA’s, and debt consolidation loans. This is really becoming a huge problem in my youth community and there seriously needs to be some education process going on here.
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