I dont have insurance. And, ive learned firsthand that when it comes to health care..health insurance and life insurance - life insurance is a valuable thing to have for yourself, and even moreso if you have a family. Another type of insurance that every HOME OWNER needs is, of course, home insurance. I know my cousin bought a house a little while ago and she said she wouldnt even buy it if she didnt have home insurance. I guess all types of insurance are really a necessity. I do realize that sometimes it is hard for people coming from low income situations, but really..you cant really spend your money on anything better.
Speaking of insurance…I just got full coverage car insurance for my car!! Im super excited. Before, I just had liability..now..full coverage baby!

If you dont have car insurance..shame on you! Its one less thing you have to worry about if you get pulled over..they always ask for that insurance card!!